It’s Essential to Know if Your Insurance Covers Chiropractic Services
Do you often ask the question: Are chiropractic services covered by Insurance? If so, you’re not alone. The short answer is: Yes. However, like other health benefits, there may be some guidelines that you must follow to get full chiropractic care coverage. According to BMC, the average number of chiropractor visits for the average person is 6.7. This statistic is just over an average of half a visit per month.
This month, Clemens Chiropractic & Rehabilitation Center is here to answer the question: Are chiropractic services covered by insurance? Our chiropractors will also explain what you have to do to get full chiropractic care coverage in Greensburg, PA. At Clemens Chiropractic & Rehabilitation Center, we pride ourselves on helping customers answer the question: Are chiropractic services covered by Insurance? Read on to learn more about which services that insurance covers and which ones now accept chiropractic coverage.
It’s Important to Know Insurance Restrictions for Chiropractic Care
Chiropractic care is relatively common amongst patients. Fortunately, most insurance companies do cover it, but also require a co-payment. Most major insurance brands like Medicare, Blue Cross Blue Shield, Cigna, Humana, Aetna, and United Healthcare cover chiropractic care. However, coverage may come with certain restrictions, including:
- A cap on how many treatments within a specific time you can receive.
- A referral from your primary care doctor.
- Have your doctor create an active care plan.
- The use of in-network or approved chiropractors.
Due to the nature of state mandates and insurance, our chiropractors recommend calling your insurance company to review your plan. Be sure to check the requirements, care limits, and coverage levels before visiting our chiropractors.
Individuals Must Meet Their Deductible with Their Insurance
Some insurance policies require policyholders to meet their deductible, or a minimum dollar amount, before the coverage kicks in. Policyholders can expect to pay a portion of the treatment cost if they meet their deductible. If you have not met your deductible, you will pay the full price until you do.
On Jan. 1 of each year, deductibles often reset. Now is the time to receive care if you still need treatment to begin paying toward your deductible again. Consult us today in Greensburg, PA, to answer the question: are chiropractic services covered by insurance?
Federal Insurance Covers Treatment from a Licensed Chiropractor
According to the Centers for Medicine and Medicaid Services (CMS), government-run health insurance programs didn’t approve chiropractor coverage until January 2020. CMS determined that this change is primarily due to the opioid epidemic. The center determined that acupuncture provides a safe and effective resolution to low back pain. This practice helps beneficiaries avoid pain pills.
Learn What to Do If Your Insurance Doesn’t Cover Chiropractic Care
We recommend talking to your doctor if your health insurance doesn’t cover chiropractic care. They might be able to reach out to your insurance company, and explain their referral. You can also reach out to them yourself to explain your story. If they do not cover your care, you may have to pay out of pocket.
Another option for those who don’t have chiropractic care coverage in their insurance policy is supplemental coverage. You can use this coverage in addition to the health care that you already have. As we said before, we recommend reaching out to your insurance company prior to treatment to see if you’re covered.
Health Insurance Does Not Cover Maintenance Care
During an active treatment plan for a specific injury, insurance companies usually provide coverage. When you can no longer expect significant treatment, the care becomes known as maintenance care. Since most policies only cover medically necessary treatments, they don’t cover maintenance care. Therefore, it is not payable for residents in and around Greensburg, PA.
Consult an Experienced Chiropractor for the Care You Need
If you have been struggling with chiropractic issues, you need to speak to an experienced chiropractor. You need the help of someone who knows the ins and outs of the industry. Speak to someone who has the tools, skills, and experience to fix your problems and keep your body well. Are you struggling answering the question are chiropractic services covered by insurance? Give Clemens Chiropractic & Rehabilitation Center a call.
Visit Clemens Chiropractic & Rehabilitation Center for Quality Care
Our chiropractors are proud to provide care to residents in and around Greensburg, PA. Clemens Chiropractic & Rehabilitation Center prides itself on treating every patient with quality chiropractic care. Residents in Greensburg, PA, and surrounding areas come to Clemens Chiropractic & Rehabilitation Center for all their chiropractic needs. Our customers mean a lot to us, and we strive to serve them in the best way possible.
Since our inception, Clemens Chiropractic & Rehabilitation Center has developed a great reputation as Greensburg, PA’s, trusted chiropractor. Whether you have a minor or major problem, our chiropractors can help you. Please visit our chiropractic services page to learn more about our services. Our staff is here to answer any questions that residents of Greensburg, PA, and beyond have.
Are you asking the question are chiropractic services covered by insurance? Call Clemens Chiropractic & Rehabilitation Center at (724) 600-7248 . Customers can also reach us through email. Our clients mean a lot to us, and we take great pride in serving them well on a daily basis. Residents of Greensburg, PA, and surrounding areas trust our team because of our timeliness and professionalism. We are proud to help clients in and around Greensburg, PA, answer are chiropractic services covered by insurance?